9 Simple Ways to Improve Your Credit Score

As many people know, building credit is more of a marathon rather than a sprint. There are a few strategies that can raise your score pretty quickly with minimal effort. Credit scores help lenders assess risk when issuing loans. A higher credit score (lower risk) typically means reduced interest rates, better credit card offers, and … Continue reading 9 Simple Ways to Improve Your Credit Score

12 Smart Things to Do with Your Tax Return

Saving money is sort of like eating healthy. You know you should do more of it, but it's very hard to resist making spur-of-the-moment choices that make you happier now but worse off later, like eating 4 brownies. A tax refund gives you a great chance to set yourself in a better position for the … Continue reading 12 Smart Things to Do with Your Tax Return

Depositing Money In A Credit Union

You've found a way to save some money, but now you have to decide where to put your money so it's ready when you need it. That's a good problem to have. Three of the most popular short-term options offered are Savings Accounts, Certificate Accounts, and Money Market Accounts. All of these accounts are offered … Continue reading Depositing Money In A Credit Union

How To Successfully Research Stocks

Researching a stock is a lot like shopping for a car. You can base a decision solely on technical specs, but it’s also important to consider how the ride feels on the road, the manufacturer’s reputation and whether the color of the interior will camouflage dog hair. Investors have a name for that type of … Continue reading How To Successfully Research Stocks

Investing In Stocks For Beginners

Disclaimer: The Credit Union as a whole is not a certified and/or licensed financial advisor. We are simply sharing information we have learned and compiled upon our research.  We do, however, staff a certified Financial Advisor in select locations.  Check out how you can schedule an appointment! December is a great time of year to … Continue reading Investing In Stocks For Beginners

How To Boost Your Credit Score In 3 Easy Steps

Building your credit can make life easier, giving you a better chance of qualifying for loans or credit cards when you need them. You also might get lower interest rates, better car insurance rates and a chance to skip utility deposits. Let’s say your score is 610, in the range typically considered “bad credit.” If you could reach … Continue reading How To Boost Your Credit Score In 3 Easy Steps

Safeguarding against 5 Identity Theft Jackpots

Identity theft is nothing new, and yet it still manages to cost its victims billions of dollars (yes, that’s billions with a “b”) globally each year—not to mention the time and hassle involved in recovering a stolen identity. The good news is that there are tons of things you can do to deter identity thieves. … Continue reading Safeguarding against 5 Identity Theft Jackpots

Keeping Your Personal Information Safe from Fraudsters

While you may think that it’s unlikely that your identity will be stolen, the truth is – hackers and fraudsters are getting sneakier and more creative by the day.   The best way to help protect yourself:  Treat your personal information like cash – don’t hand it out to just anyone.    Your Social Security number, credit … Continue reading Keeping Your Personal Information Safe from Fraudsters