Building your credit can make life easier, giving you a better chance of qualifying for loans or credit cards when you need them. You also might get lower interest rates, better car insurance rates and a chance to skip utility deposits. Let’s say your score is 610, in the range typically considered “bad credit.” If you could reach … Continue reading How To Boost Your Credit Score In 3 Easy Steps
Identity theft is nothing new, and yet it still manages to cost its victims billions of dollars (yes, that’s billions with a “b”) globally each year—not to mention the time and hassle involved in recovering a stolen identity. The good news is that there are tons of things you can do to deter identity thieves. … Continue reading Safeguarding against 5 Identity Theft Jackpots
Have you ever wondered why your interest rate is a particular amount or why you were turned down for an auto loan? You may be surprised to find that your credit limit is to blame. How It Is Determined Many factors impact your credit limit, such as the following: Credit score. Your credit score in … Continue reading What You Should Know About Your Credit Limit
Interested in finding out how you can boost your credit score? Check out the infographic below to learn about good vs bad credit, ways to boost your credit score and find out how long certain things stay on your credit report. For more tips on how to boost your score, check out this video here!
You’ve likely heard about credit scores before (thanks to all those commercials with terrible jingles), but what do you actually know about them? How long have they been around? And what’s the deal with checking them? A credit score is a number (usually between 350 and 800) that represents your creditworthiness. It’s a standardized measurement that financial institutions … Continue reading Credit Score Breakdown
I'm sure you've encountered the following question when swiping your debit card at a gas station or retail store: "credit" or "debit?" The question might better be phrased as "PIN or signature?" So what should you do? Does one card do BOTH transaction types? Does it really matter which one you choose? Let's break it down. … Continue reading Choosing Debit Vs Credit at Checkout
Today's post is by Stewart Bradley. He is a contributory writer associated with the Debt Consolidation Care Community and has written several articles for various financial websites. Though he holds his expertise in the Debt industry and has made significant contribution through his various articles, he has interest in budgeting, mortgage, insurance, short-term loans, investments, credit … Continue reading Credit Card Consolidation Facts for Young Adults
Many of us like to avoid that vulgar 4 letter word - DEBT. Debt can haunt you for years and consume every aspect of your financial life if you let it get out of hand. Now a days it is almost impossible to live without some kind of debt unless you decide to pay for your house with cash. … Continue reading Good Debt Vs Bad Debt
As young professionals, many of us run into the problem of having little or no credit. Without a credit history, it is likely you will face many obstacles such as getting a job, an apartment or even a credit card. Don’t worry, you are not alone! Below are some ways to build credit starting from scratch. First, let’s do an … Continue reading What To Do When You Have No Credit?