9 Simple Ways to Improve Your Credit Score

As many people know, building credit is more of a marathon rather than a sprint. There are a few strategies that can raise your score pretty quickly with minimal effort. Credit scores help lenders assess risk when issuing loans. A higher credit score (lower risk) typically means reduced interest rates, better credit card offers, and … Continue reading 9 Simple Ways to Improve Your Credit Score

When ‘FREE’ Isn’t Really Free: Beware of Free Trial Offers

We’ve all seen ads for a product or subscription with a free trial and thought, “Why not?” Here’s why not: What appears to be a free trial can add up to much more. Most free trials require consumers to enter their card information. This is used to cover future costs if you forget to end … Continue reading When ‘FREE’ Isn’t Really Free: Beware of Free Trial Offers

12 Smart Things to Do with Your Tax Return

Saving money is sort of like eating healthy. You know you should do more of it, but it's very hard to resist making spur-of-the-moment choices that make you happier now but worse off later, like eating 4 brownies. A tax refund gives you a great chance to set yourself in a better position for the … Continue reading 12 Smart Things to Do with Your Tax Return

Investing In Stocks For Beginners

Disclaimer: The Credit Union as a whole is not a certified and/or licensed financial advisor. We are simply sharing information we have learned and compiled upon our research.  We do, however, staff a certified Financial Advisor in select locations.  Check out how you can schedule an appointment! December is a great time of year to … Continue reading Investing In Stocks For Beginners

Safeguarding against 5 Identity Theft Jackpots

Identity theft is nothing new, and yet it still manages to cost its victims billions of dollars (yes, that’s billions with a “b”) globally each year—not to mention the time and hassle involved in recovering a stolen identity. The good news is that there are tons of things you can do to deter identity thieves. … Continue reading Safeguarding against 5 Identity Theft Jackpots

Keeping Your Personal Information Safe from Fraudsters

While you may think that it’s unlikely that your identity will be stolen, the truth is – hackers and fraudsters are getting sneakier and more creative by the day.   The best way to help protect yourself:  Treat your personal information like cash – don’t hand it out to just anyone.    Your Social Security number, credit … Continue reading Keeping Your Personal Information Safe from Fraudsters

The Best Homemade Anniversary Gifts and Ideas

The best gifts are homemade and come straight from the heart. A store-bought gift can do the trick, but consider giving your significant other something more special for your anniversary. Try a custom gift this year to show your love. Homemade anniversary gifts can be gratifying to make and give, whether you write a set … Continue reading The Best Homemade Anniversary Gifts and Ideas

19 TIPS FOR SUPERB JOB INTERVIEWS

Do you want to land that open job you've been seeking? Here are 19 tips to help you execute your next interview! Research the industry and company. An interviewer might ask you what you think of the company's position in its industry, who the firm's competitors are, what its competitive advantages are, and how it … Continue reading 19 TIPS FOR SUPERB JOB INTERVIEWS