Consumer debt is an extremely contradictory part of our personal finances: it’s at once common and incredibly personal. According to numerous sources, the majority of US adults owe money in some way, shape or form—and yet what this consumer debt represents can vary drastically from person to person. To some, a debt might signify a … Continue reading Strategies For Paying Off Debt
Category: Life Tips
It can take a lot of time and experience to develop great financial habits. When you have your finances in control, you can stay out of debt, maintain a strong credit score, and you can get the financing you need for large purchases such as a car or even a home! When people run into … Continue reading 11 Horrible Financial Habits
Researching a stock is a lot like shopping for a car. You can base a decision solely on technical specs, but it’s also important to consider how the ride feels on the road, the manufacturer’s reputation and whether the color of the interior will camouflage dog hair. Investors have a name for that type of … Continue reading How To Successfully Research Stocks
Disclaimer: The Credit Union as a whole is not a certified and/or licensed financial advisor. We are simply sharing information we have learned and compiled upon our research. We do, however, staff a certified Financial Advisor in select locations. Check out how you can schedule an appointment! December is a great time of year to … Continue reading Investing In Stocks For Beginners
Building your credit can make life easier, giving you a better chance of qualifying for loans or credit cards when you need them. You also might get lower interest rates, better car insurance rates and a chance to skip utility deposits. Let’s say your score is 610, in the range typically considered “bad credit.” If you could reach … Continue reading How To Boost Your Credit Score In 3 Easy Steps
Fall is officially here, and the cooler weather is slowly making it's appearance here in Iowa. Even though it's tough to think about, now is the perfect time to start prepping your vehicle for those harsh winter months. Cold temperatures, dirt, and road-salt residue can all cause problems. However, there are some simple checks and … Continue reading Winterizing Your Vehicle
According to ABC News, consumer counseling agencies see a 25 percent increase in the number of people seeking financial help in the first few months following Christmas. Most of those people come because of the holiday bills that haunt them. However, if you don't want to be "haunted," Christmas shopping on a budget can help. For … Continue reading 9 Easy Tips for Christmas Shopping on a Budget
Identity theft is nothing new, and yet it still manages to cost its victims billions of dollars (yes, that’s billions with a “b”) globally each year—not to mention the time and hassle involved in recovering a stolen identity. The good news is that there are tons of things you can do to deter identity thieves. … Continue reading Safeguarding against 5 Identity Theft Jackpots
We don't learn everything in school. There are many people who might have an impressive degree and can do calculus, but when it comes to public speaking or cooking a tasty meal, they don't know where to begin. Here are seven basic life skills everyone needs to know, and how to learn them for free. … Continue reading 7 Life Skills You Can Learn For FREE
