10 Ways for Teens to Earn Money

Summer’s here, and the time might be right for your teen to get a summer job. There are a number of ways for teens to make money, and a lot of reasons for teens to get summer jobs: A summer gig will help them develop decision-making, organizational and social skills, plus work skills that will … Continue reading 10 Ways for Teens to Earn Money

What Lenders Look for in a Small Business

Lenders look at many different factors when considering whether to approve a small-business loan application and, if approved, the amount to give. Some of these are concrete numbers, like your credit score, and others are more ambiguous, such as your character. Although each lender may look at the complex puzzle of your application from a … Continue reading What Lenders Look for in a Small Business

Questions to Ask Your Business Lender

When you are preparing to talk to your financial institution about funding your future or current small business, you will likely have many questions. Fortunately, a community-based financial institution is knowledgeable about the business climate in your area, so it is in a great position to provide you with all the answers you need. Here … Continue reading Questions to Ask Your Business Lender

Financial Tips for Fall

Fall means dreams of pumpkin spice lattes, turkey dinners and a cozy holiday season just around the corner. Here are a few ways to make sure you're financially well-equipped for the last stretch of the year. 1. Winterize your home: Save energy, save cash As temperatures drop, home heating bills rise. But properly sealing and insulating a house … Continue reading Financial Tips for Fall

Money Saving Ways to Grow Your Small Business 

As a business owner or manager, you’ve probably tried to save money wherever you can in the business without sacrificing the quality of your products or services. Fortunately, there are options and money-saving ways to help grow your small business without breaking the bank. Take advantage of your financial institution’s services - Every business must open … Continue reading Money Saving Ways to Grow Your Small Business 

Breaking Up With Name Brands

As you walk up and down the aisles at your local grocery store, shopping list in hand, do you stop and think about how you could save big bucks on your entire purchase without having to become an extreme couponer?  The secret? Buying private-label products instead of brand-name products. What are private-label products? Commonly referred … Continue reading Breaking Up With Name Brands

How-to-Tuesday: Landscaping on a Budget

You don't have to break the bank to redo your landscape with style. With a little more sweat and strategizing, you can pull off a landscaping project easily on a lean budget. Here are six budget friendly tips to help revamp your yard from beginning to finish. Plan Ahead Before you plant a single seed … Continue reading How-to-Tuesday: Landscaping on a Budget

Tips for Post-Graduate Life

The day has finally come - College Graduation! You’ve walked across the stage, you have your diploma in hand and you spent several hours fidgeting in your seat at your graduation ceremony. You’ve earned this. It’s YOUR college degree. Now, it’s time to prepare for life after college. Are you ready? Below are several tips I … Continue reading Tips for Post-Graduate Life

Budgeting Basics

Budgets are like the New Year’s resolutions of personal finance. We all know we should have one and we all know it’s a fairly simple thing to follow—at least in theory. Like resolutions, we often map out personal budgets with the best of intentions, only to abandon them a couple of weeks later. It’s easy … Continue reading Budgeting Basics