Strategies For Paying Off Debt

Consumer debt is an extremely contradictory part of our personal finances: it’s at once common and incredibly personal. According to numerous sources, the majority of US adults owe money in some way, shape or form—and yet what this consumer debt represents can vary drastically from person to person. To some, a debt might signify a … Continue reading Strategies For Paying Off Debt

Money Monday: 10 Ways to Cut Your Debt Now

Are you swimming in debt and don’t know how you’re ever going to pay it off? Don't worry, you’re not alone. In fact, the average U.S. household has more than $15,000 in credit card debt, according to a 2014 NerdWallet analysis.  It’s important to know that getting rid of debt is possible, it may just take … Continue reading Money Monday: 10 Ways to Cut Your Debt Now

First-Time Homebuyer Tips

First-Time Homebuyers Face Hurdles That Most Can Overcome Buying a home can be a challenging process. So it’s best to be prepared for what you’ll be getting in to before you can move into that new place of your dreams. First off, figure out some financial basics. How much debt do you have? How much … Continue reading First-Time Homebuyer Tips

Paying Off Student Loan Debt: It’s Time to Make a Plan

If you’re struggling to pay back student loans, you’re in good company. The average individual debt as of December 2014 is $32,264.  Americans owe a total of almost $1.129 trillion in student loans—an 8% increase from 2013. Those figures can be pretty intimidating for recent graduates, especially those who haven’t yet found a job. So … Continue reading Paying Off Student Loan Debt: It’s Time to Make a Plan

Kicking of the New Year the Right Way!

Well 2014 is almost over and what a fun year it has been! In less than 15 hours it will officially be 2015! Since the new year is all about making goals, have you thought about what your New Year’s resolution will be? If not, why not make it a goal to be financially savvy? Here are … Continue reading Kicking of the New Year the Right Way!

Responsible Borrowing: Student Loans

Are you thinking about taking out a federal student loan to help pay for college or career school? Considering that the average student loan borrower graduates with more than $26,000 in debt, you will need a strategy to keep your loan debt from ballooning out of control. After all, student loan debt could affect your quality … Continue reading Responsible Borrowing: Student Loans

10 Characteristics of Debt Free People

Do you know people in your circle that are already living debt-free lives? Well for us 20-something's, that feels nearly impossible with our entry level jobs and never ending student loan debt. As hard as it seems, it is not impossible. If you look at people who are successful they will tell you it wasn't easy, … Continue reading 10 Characteristics of Debt Free People

Good Debt Vs Bad Debt

Many of us like to avoid that vulgar 4 letter word - DEBT. Debt can haunt you for years and consume every aspect of your financial life if you let it get out of hand. Now a days it is almost impossible to live without some kind of debt unless you decide to pay for your house with cash. … Continue reading Good Debt Vs Bad Debt

5 Ways To Become Debt Free In Your 20’s

Your 20's are supposedly the best years of your life. The crazy and carefree years. This is what your 20's are for, right? To feel and see as much as you can, to take advantage of not being tied down to anything and anyone and to go the extreme with everything that you do. But wait! Why does it … Continue reading 5 Ways To Become Debt Free In Your 20’s