When ‘FREE’ Isn’t Really Free: Beware of Free Trial Offers

We’ve all seen ads for a product or subscription with a free trial and thought, “Why not?” Here’s why not: What appears to be a free trial can add up to much more. Most free trials require consumers to enter their card information. This is used to cover future costs if you forget to end … Continue reading When ‘FREE’ Isn’t Really Free: Beware of Free Trial Offers

Strategies For Paying Off Debt

Consumer debt is an extremely contradictory part of our personal finances: it’s at once common and incredibly personal. According to numerous sources, the majority of US adults owe money in some way, shape or form—and yet what this consumer debt represents can vary drastically from person to person. To some, a debt might signify a … Continue reading Strategies For Paying Off Debt

Depositing Money In A Credit Union

You've found a way to save some money, but now you have to decide where to put your money so it's ready when you need it. That's a good problem to have. Three of the most popular short-term options offered are Savings Accounts, Certificate Accounts, and Money Market Accounts. All of these accounts are offered … Continue reading Depositing Money In A Credit Union

How To Successfully Research Stocks

Researching a stock is a lot like shopping for a car. You can base a decision solely on technical specs, but it’s also important to consider how the ride feels on the road, the manufacturer’s reputation and whether the color of the interior will camouflage dog hair. Investors have a name for that type of … Continue reading How To Successfully Research Stocks

Investing In Stocks For Beginners

Disclaimer: The Credit Union as a whole is not a certified and/or licensed financial advisor. We are simply sharing information we have learned and compiled upon our research.  We do, however, staff a certified Financial Advisor in select locations.  Check out how you can schedule an appointment! December is a great time of year to … Continue reading Investing In Stocks For Beginners

How To Boost Your Credit Score In 3 Easy Steps

Building your credit can make life easier, giving you a better chance of qualifying for loans or credit cards when you need them. You also might get lower interest rates, better car insurance rates and a chance to skip utility deposits. Let’s say your score is 610, in the range typically considered “bad credit.” If you could reach … Continue reading How To Boost Your Credit Score In 3 Easy Steps