Questions to Ask Your Business Lender

When you are preparing to talk to your financial institution about funding your future or current small business, you will likely have many questions. Fortunately, a community-based financial institution is knowledgeable about the business climate in your area, so it is in a great position to provide you with all the answers you need. Here … Continue reading Questions to Ask Your Business Lender

How to Tell You’re Ready to Buy a House

Making the decision to become a homeowner is emotionally and financially complex. Here are some key things to ask yourself if you're considering whether buying is right for you. Do you have a good reason to buy? Sometimes switching from renting to buying is a no-brainer.  Maybe you live in a modern one-bedroom apartment in … Continue reading How to Tell You’re Ready to Buy a House

10 Life Hacks to Help You Free Up Money

Are you looking for ways you can cut down on expenses and put a little extra money aside? Maybe you’re looking to budget more efficiently, fund that big vacation or save for retirement. This post is dedicated to little tricks to keep more of your money in your pocket. You can have a little fun … Continue reading 10 Life Hacks to Help You Free Up Money

Budgeting Basics

Budgets are like the New Year’s resolutions of personal finance. We all know we should have one and we all know it’s a fairly simple thing to follow—at least in theory. Like resolutions, we often map out personal budgets with the best of intentions, only to abandon them a couple of weeks later. It’s easy … Continue reading Budgeting Basics

Credit Score Breakdown

You’ve likely heard about credit scores before (thanks to all those commercials with terrible jingles), but what do you actually know about them? How long have they been around? And what’s the deal with checking them? A credit score is a number (usually between 350 and 800) that represents your creditworthiness. It’s a standardized measurement that financial institutions … Continue reading Credit Score Breakdown

Inexpensive Valentine’s Day Gifts

Want to celebrate Valentine's Day without going into debt? Keep reading! Some of the best gifts involve sharing time, along with a little thoughtfulness. And the memories last far longer than a dozen roses or a box of chocolates. Here are a few ways to express your love on Valentine's Day. For a spouse or significant other:  … Continue reading Inexpensive Valentine’s Day Gifts

Choosing Your Financial Institution

What was the very first financial choice you ever made? Think about it: it likely took place before your first job, even as far back as when your annual income consisted of Tooth Fairy money and lucky pennies. The very first financial decision you ever made is also one of the most important choices—it’s where … Continue reading Choosing Your Financial Institution

Winter Driving Safety Tips

Falling snow can be quite beautiful this time of year, however it can also wreak havoc on the roads. While no one enjoys driving in snowy or slippery conditions, there are steps you can take to help improve your safety with these winter driving tips: Preparing Your Car: Take your car to a mechanic and get … Continue reading Winter Driving Safety Tips

Trying to Save Money While Paying Off Debt?

Student loans. Car Payments. Rent. Credit cards. The list of debt for Millennials can go on and on, but those four mentioned above are the biggest income drain of all. It may seem impossible to save while trying to pay off debt all while trying to have somewhat of a social life. But no matter how hard you try … Continue reading Trying to Save Money While Paying Off Debt?