Questions to Ask Your Business Lender

When you are preparing to talk to your financial institution about funding your future or current small business, you will likely have many questions. Fortunately, a community-based financial institution is knowledgeable about the business climate in your area, so it is in a great position to provide you with all the answers you need. Here … Continue reading Questions to Ask Your Business Lender

Financial Tips for Fall

Fall means dreams of pumpkin spice lattes, turkey dinners and a cozy holiday season just around the corner. Here are a few ways to make sure you're financially well-equipped for the last stretch of the year. 1. Winterize your home: Save energy, save cash As temperatures drop, home heating bills rise. But properly sealing and insulating a house … Continue reading Financial Tips for Fall

Mistakes to Avoid When Seeking an Agricultural Loan

Like other businesses, farms hit rough patches that can threaten their survival. And sometimes, young farmers need some help starting out. Taking out an agricultural loan for farm-specific needs such as land or animal breeding often makes better financial sense than adding expensive credit card debt. It may be difficult to qualify, though, if you … Continue reading Mistakes to Avoid When Seeking an Agricultural Loan

How-to-Tuesday: Landscaping on a Budget

You don't have to break the bank to redo your landscape with style. With a little more sweat and strategizing, you can pull off a landscaping project easily on a lean budget. Here are six budget friendly tips to help revamp your yard from beginning to finish. Plan Ahead Before you plant a single seed … Continue reading How-to-Tuesday: Landscaping on a Budget

How to Tell You’re Ready to Buy a House

Making the decision to become a homeowner is emotionally and financially complex. Here are some key things to ask yourself if you're considering whether buying is right for you. Do you have a good reason to buy? Sometimes switching from renting to buying is a no-brainer.  Maybe you live in a modern one-bedroom apartment in … Continue reading How to Tell You’re Ready to Buy a House

It Pays to Start Saving Now – Compound Interest

http://www.youtube.com/watch?v=VIAM_OOlXh0 In case you haven’t heard, compound interest is the best.  You may remember it as an equation you had to memorize for math class, but it’s so much more than that. It’s the concept that powers all sorts of savings and investment products and, over time, allows you to turn your money into, well, … Continue reading It Pays to Start Saving Now – Compound Interest

10 Life Hacks to Help You Free Up Money

Are you looking for ways you can cut down on expenses and put a little extra money aside? Maybe you’re looking to budget more efficiently, fund that big vacation or save for retirement. This post is dedicated to little tricks to keep more of your money in your pocket. You can have a little fun … Continue reading 10 Life Hacks to Help You Free Up Money

Budgeting Basics

Budgets are like the New Year’s resolutions of personal finance. We all know we should have one and we all know it’s a fairly simple thing to follow—at least in theory. Like resolutions, we often map out personal budgets with the best of intentions, only to abandon them a couple of weeks later. It’s easy … Continue reading Budgeting Basics

Millennials are Shaping the Banking Industry

With over 86 million people in the generation known as Millennials (born early 1980's to early 2000's), the banking industry is noticing a major shift in how people want to interact with their financial institutions. We (yes, us Millennials) are shaping the way financial institutions operate. Most of us don't think about banking on a daily basis, … Continue reading Millennials are Shaping the Banking Industry