Financial Tips for Fall

Fall means dreams of pumpkin spice lattes, turkey dinners and a cozy holiday season just around the corner. Here are a few ways to make sure you're financially well-equipped for the last stretch of the year. 1. Winterize your home: Save energy, save cash As temperatures drop, home heating bills rise. But properly sealing and insulating a house … Continue reading Financial Tips for Fall

Breaking Up With Name Brands

As you walk up and down the aisles at your local grocery store, shopping list in hand, do you stop and think about how you could save big bucks on your entire purchase without having to become an extreme couponer?  The secret? Buying private-label products instead of brand-name products. What are private-label products? Commonly referred … Continue reading Breaking Up With Name Brands

It Pays to Start Saving Now – Compound Interest

http://www.youtube.com/watch?v=VIAM_OOlXh0 In case you haven’t heard, compound interest is the best.  You may remember it as an equation you had to memorize for math class, but it’s so much more than that. It’s the concept that powers all sorts of savings and investment products and, over time, allows you to turn your money into, well, … Continue reading It Pays to Start Saving Now – Compound Interest

Budgeting Basics

Budgets are like the New Year’s resolutions of personal finance. We all know we should have one and we all know it’s a fairly simple thing to follow—at least in theory. Like resolutions, we often map out personal budgets with the best of intentions, only to abandon them a couple of weeks later. It’s easy … Continue reading Budgeting Basics

Spring Clean Your Finances

As the weather starts to get a bit warmer, you might be thinking about spring cleaning in your home. It’s time to chase away those dust bunnies and take your unwanted items to Goodwill. While you’re at it, you might want to take time to spring clean your finances with these simple steps I found from Fiscal Fizzle: Start with … Continue reading Spring Clean Your Finances

5 Identity Theft Jackpots (and How You Can Safeguard Against Them)

Identity theft is nothing new, and yet it still manages to cost its victims billions of dollars (yes, that’s billions with a “b”) globally each year—not to mention the time and hassle involved in recovering a stolen identity. The good news is that there are tons of things you can do to deter identity thieves. … Continue reading 5 Identity Theft Jackpots (and How You Can Safeguard Against Them)

Credit Score Breakdown

You’ve likely heard about credit scores before (thanks to all those commercials with terrible jingles), but what do you actually know about them? How long have they been around? And what’s the deal with checking them? A credit score is a number (usually between 350 and 800) that represents your creditworthiness. It’s a standardized measurement that financial institutions … Continue reading Credit Score Breakdown

Tips for Buying Your First Home

  Is there anything more stressful than buying your first home? Skydiving? Perhaps. But surely spending six figures – much of it borrowed – has to rank in the top five on anyone’s anxiety list. Buying your first place may not be stress-free, but it shouldn’t be a white-knuckle experience either, if you’re prepared. Here’s … Continue reading Tips for Buying Your First Home